Whether you are moving down the street in Pittsford, NY, or relocating out of the area, Alan Wood – RE/MAX Plus has the local expertise and resources to help you find the perfect home or condo for you and your family. We work closely with our clients to understand your real estate needs and goals to help you find the ideal home at the best possible price.
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Are You Buying a Home? View Our FAQs!
List price, sales price, appraised value…what’s the difference?
Sales price refers to the buyer’s willingness to pay for a property. Appraisal value, however, is a certified estimate of what the property is worth — various factors, including comparable sales, state of the property, etc., play into determining this figure.
What’s the difference between market value and appraisal value?
What are closing costs?
Do I need a title report?
Should we dig deep and go right for our dream home or settle for a starter?
This depends on what matters most to your household as buyers! Say you’re choosing between a smaller house in an affluent neighborhood, or an older, larger home in an area that’s more working-class. If you’re trying to weigh location Vs. home size, start by asking yourself these questions:
- What’s more important; the neighborhood or the house itself?
- Is each of the neighborhoods safe?
- What about the quality of the schools?
- Does the area attract more families or adult residents?
- Where do you fit in?
What’s better, renting or buying a home?
Owning a home is not only an economic decision, but it offers tax benefits and gives you complete freedom over what happens in your house. Renters can’t do this because they are stuck paying for everything from taxes on their property all the way up to maintenance costs which would otherwise fall onto someone else’s shoulders if something goes wrong with any part or system within the building itself.
Is buying a foreclosed home an option?
A foreclosure property is a home that has been repossessed by lenders because the owners failed to pay their mortgage. Thousands of homes end up in this situation every year, and economic conditions are partly responsible. It’s wise to be cautious when considering buying a foreclosed home, and we recommend consulting with a professional.
What problems are associated with buying foreclosures?
How do I get financing for a foreclosure?
What is a home inspection?
Do I need a home inspection? Why?
Should I lowball my offer?
Where do furnishings go when a home is sold?
What are property taxes?
Is it possible to get a deduction for property taxes?
Are property taxes on second homes deductible?
When is the best time to buy a home?
Check in with yourself. If any of the following bullets apply to you, it may be time to consider buying a home!
- Do you need a tax break?
- Are you not accounting for price appreciation in the short term?
- Can you afford monthly payments?
- Would you like to live somewhere long term?
- Can you handle maintenance expenses and headaches homeowners face?
- Are you tired of renting and ready to own?
Why should I buy a vacation home?
How much will I spend on home maintenance?
Why should I buy a vacation home?
How do I know what I can afford?
There are a variety of factors to consider!
- What is your gross income?
- How much cash do you have available for a down payment, closing costs, and lender fees?
- Do you have any outstanding debts?
- How is your credit history?
- What type of mortgage do you have?
- What are current interest rates like?
Should I hire a buyer’s agent?
How do I find a real estate agent?
If you’re navigating this website, you already have! Contact Alan Wood – RE/MAX Plus to get started on your home purchasing journey.
Rochester, NY 14618